Bank charges for micro-charities

Early day motion 1521, tabled 20 June 2025 by Helen Maguire (Liberal Democrat). Signed by 19 members.

That this House is concerned by the introduction of bank charges on accounts held by charities and community organisations with annual incomes ranging from £1 to £250,000; notes that this change disproportionately affects micro-charities and grassroots groups, including those with incomes of only a few hundred pounds per year, for whom even modest fees represent a significant burden; further notes that these charges risk undermining the financial viability of essential local organisations that provide vital services and support in communities across the UK; recognises that micro-charities, defined as those with annual incomes of £0–£10,000, often operate entirely through volunteer effort and rely heavily on small donations and minimal resources; and therefore calls on banks to implement a minimum income threshold of £10,000 before account fees are applied, to safeguard the work of the smallest charities and community groups and ensure they can continue their contributions without facing avoidable financial hardship.

Signatures by party: Liberal Democrat 13, Green 3, DUP 1, Independent 1, Plaid Cymru 1.